What are the risks of using third-party payment (payoneer) for google play developers and merchants?

I mentioned in the last article (Which countries does Payoneer (P card) support google play account collection by default), which countries’ p cards support google play account collection, etc. Today I will introduce this to you article. Disadvantages of Google developers using third-party payment platforms (payoneer).

The receiving bank account for verifying Google play payment information is common in the Google play developer system. With the gradual overlap and integration of Google accounts, Google Pay often has risk control actions.

Will Google Pay System Risk Control Affect Google Play? What is the relationship between the two?

The Chinese name of Google Pay is (Google Payment Center), which is the financial department of the Google system. It controls the power of Google account payment and handles payment-related matters. Therefore, once the payment information of the Google Payments account is suspended, the payment information of Google play and other accounts will also be suspended. At this time, the corresponding Google developer system will also display a payment suspension prompt, and the system will guide us to the pay.google.com system for verification. (Need to verify identity information, bank account card, statement, etc.), because we use virtual bank account to collect payment, we cannot provide the corresponding bank account card and statement. At this point, there is basically no hope.

Maybe you will say that third-party platforms cannot open account certificates? Can’t the third party’s statement be submitted for verification?

So, can the above information of the third party be submitted to the Google system for verification and accepted?

The answer is no. When submitting proof of account, Google’s reviewers will let us know that the certificate was provided by a third party (payoneer), not a banking financial institution.

Google wants bank statements, not bills from third-party payment platforms. What is the role of a bank statement?

Some people may not know that in western countries, bank statement is a very common document in people’s life. Perhaps in China and a few underdeveloped countries, bank statements are a very trivial thing for individuals. A bank statement clearly records your name, address, account number, monthly transaction details with a bank, and has a prominent bank authorization sign.

However, the bill provided by the third party does not show the complete transaction card number and details, customer address, and the third-party payment platform does not have the authority of the bank, so it is not recognized by Google.

The above are the disadvantages of using a collection platform. This problem is not limited to payoneer, but all third-party payment platforms.

What we can do is to check whether the verification information is complete, or ensure that we do not touch Google’s relevant verification risk control mechanism.

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